- The balance sheet as a risk map
- IRRBB: NII and EVE explained
- Liquidity risk: LCR, NSFR and survival horizon
- Reading and challenging the ALCO pack (with real case studies)
Svetlana Kardan
Head of Balance Sheet Management
Monzo Bank
Gain a practical map of the treasury risk universe, including IRRBB, liquidity and FX risk. Learn how to interpret and challenge the ALCO pack, whilst exploring lessons learned from Northern Rock and SVB to strengthen treasury governance. This course is designed for practitioners who need to engage with treasury risk decisions.
Assets, liabilities and the mismatches between them.
NII sensitivity and EVE explained – what they measure and why banks manage both.
LCR, NSFR and survival horizon – what each metric measures and what it misses.
Reading, challenging and questioning the key metrics.
Northern Rock and SVB as treasury risk mistakes – what would better governance have looked like?
Svetlana Kardan
Head of Balance Sheet Management
Monzo Bank
Svetlana Kardan is a seasoned finance executive with over two decades of experience in treasury risk management. Currently serving as the Group Head of ALM at Monzo Bank, she oversees critical functions including liquidity, funding, interest rate risk, and foreign exchange risk strategies. Previously, Svetlana held the prestigious position of Group Head of IRRBB and Stress Testing at HSBC. Renowned for her expertise in balance sheet optimization, governance, and modelling, she also serves as a respected senior treasury consultant and trainer, advising organizations on navigating complex financial landscapes and advancing industry best practices.